Salary After Tax UK 2026/27
What you take home from common UK salaries after Income Tax and National Insurance, for England, Wales and Northern Ireland and for Scotland. Use the calculator for any salary.
2026/27 rates · verified 11 October 2026
Pension, student loan and tax code options
Auto-enrolment minimum is 5% from you (including tax relief), usually on qualifying earnings.
Estimate for the whole 2026/27 tax year (6 April 2026 to 5 April 2027). Monthly and weekly figures are the yearly amount divided by 12 and 52.
Salary after tax table
Yearly and monthly take-home pay with a standard 1257L tax code and no pension or student loan.
| Salary | Take-home (rUK) | Per month | Take-home (Scotland) | Per month |
|---|---|---|---|---|
| £15,000 | £14,320 | £1,193 | £14,344 | £1,195 |
| £20,000 | £17,920 | £1,493 | £17,959 | £1,497 |
| £25,000 | £21,520 | £1,793 | £21,559 | £1,797 |
| £28,000 | £23,680 | £1,973 | £23,719 | £1,977 |
| £30,000 | £25,120 | £2,093 | £25,155 | £2,096 |
| £32,000 | £26,560 | £2,213 | £26,575 | £2,215 |
| £35,000 | £28,720 | £2,393 | £28,705 | £2,392 |
| £38,000 | £30,880 | £2,573 | £30,835 | £2,570 |
| £40,000 | £32,320 | £2,693 | £32,255 | £2,688 |
| £45,000 | £35,920 | £2,993 | £35,524 | £2,960 |
| £50,000 | £39,520 | £3,293 | £38,024 | £3,169 |
| £55,000 | £42,457 | £3,538 | £40,807 | £3,401 |
| £60,000 | £45,357 | £3,780 | £43,607 | £3,634 |
| £70,000 | £51,157 | £4,263 | £49,207 | £4,101 |
| £80,000 | £56,957 | £4,746 | £54,657 | £4,555 |
| £90,000 | £62,757 | £5,230 | £59,957 | £4,996 |
| £100,000 | £68,557 | £5,713 | £65,257 | £5,438 |
| £120,000 | £76,157 | £6,346 | £71,357 | £5,946 |
| £150,000 | £91,286 | £7,607 | £85,355 | £7,113 |
Detailed salary breakdowns
Frequently asked questions
How is salary after tax calculated?
Take your gross salary, subtract the Personal Allowance (£12,570) to find taxable income, apply the Income Tax bands, then subtract National Insurance at 8% between £12,570 and £50,270 and 2% above. What's left is your take-home pay, before pension and student loan.
Is salary after tax the same as take-home pay?
Yes, people use both terms for the money you actually receive. Pension contributions and student loan repayments come off too, so your payslip may show less than the tax-only figure.
Why is take-home pay lower in Scotland?
Scotland's higher, advanced and top rates (42%, 45% and 48%) are higher than the rest of the UK's, and the 42% rate starts at £43,663 instead of £50,271. Up to about £33,500, Scottish taxpayers pay slightly less (up to £39.67 a year), thanks to the 19% starter rate.
All rates, thresholds and dates on this page come from official sources, including GOV.UK, HM Revenue and Customs, the Scottish Government, Revenue Scotland and the Welsh Government. Last verified 11 October 2026.